In today’s complex business and regulatory environment, community banks are challenged with navigating the rapidly changing economic landscape. Now, more than ever, a bank’s success is dependent upon its ability to take the initiative and act quickly. This is why it’s important to have a partner with the experience to stay one step ahead.
With over 40 years of experience, Williams Mullen has represented more than 45 community banks throughout North Carolina and Virginia. In addition to individual bank representation, our multi-disciplinary attorneys speak frequently at association seminars and conferences and work closely with prominent industry organizations such as the North Carolina Bankers Association, Virginia Bankers Association, Virginia Association of Community Banks and Risk Management Association.
Williams Mullen’s Community Banks team is intimately familiar with the unique aspects of the banking business. We regularly work on matters involving regulatory compliance, Uniform Commercial Code (UCC) issues, corporate and securities law, mergers and acquisitions, the creation of new financial products and services, lender-related litigation, information technology, Internet banking issues, executive compensation and employee benefits, tax law, employment and labor and wealth management.
Our attorneys are experienced in serving as a resource to community banks on the following types of matters (click on a link to view more):
Corporate governance
Mergers & Acquisitions
SEC filings
Shareholder meetings and shareholder relations
Proxy matters
Proactive compliance advice on Dodd-Frank, Sarbanes-Oxley, and CFPB regulations, including TILA, RESPA, ECOA and Fair Lending
Consumer financial services compliance, including mortgage origination and servicing
Counsel during and following the examination process, including advice on responding to adverse findings, enforcement actions and investigations
Positive interaction with state and federal regulators
Bankruptcy, loan workouts, collections
Commercial real estate & construction lending transactions
Asset based and C&I lending transactions
Historic Rehabilitation, Low Income and New Markets Tax Credits